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Our firm approached John a few years ago when we decided that we needed an independent, external approach to our annual audit cold file review process which had previously been performed internally. Since then, John has also provided us with other compliance reviews, as well as more general advice on an ad hoc basis. John is an absolute pleasure to work with, his reviews are thorough but fair, and he provides stimulating and relevant feedback for our staff. His overall advice has also been invaluable, and we will often use him as a sounding board for technical and regulatory matters. We would absolutely recommend John and are very pleased that we chose to work with him.